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Amy De Lorenzo

Amy De Lorenzo

Amy Johnston is an Account Manager with extensive experience working with both large and small employers as a broker.  In addition to five years of broker experience prior to joining Fall River, she also brings eight years of insurance carrier expertise.  Amy is an expert on ERISA, the Affordable Care Act, and other compliance issues.

Ms. Johnston received a Bachelor of Arts degree in Communications from Colorado State University. She is a Colorado native from Steamboat Springs, and loves spending time in the mountains with her husband, two children, and Tucker the cocker spaniel. She enjoys snowshoeing, hiking, and philanthropy work to promote education.

Thursday, 24 September 2020 22:33

Taking Virtual Open Enrollment to the Next Level

It’s clear that virtual open enrollment meetings are part of our new normal. Whether you’ve been doing them for years or for the first time this year, there’s a lot to consider if you want to make them as successful as possible. Fall River has been assisting our clients with ideas and best practices to make the process as seamless and engaging as possible for HR professionals and employees. Our national partner, Alera, hosted a great webinar in early September entitled Taking Virtual Open Enrollment to the Next Level

COVID-19 has thrown a wrench in many aspects of our professional lives, but Affordability safe harbors for Applicable Large Employers (ALEs) might not be the first to enter our minds.

There’s no doubt that the COVID-19 pandemic has created various financial constraints on Americans. From job losses and furloughs to the need for continued healthcare coverage and tax savings, our communities are feeling the pain. To provide some economic relief, the IRS and Department of Labor (DOL) recently released more guidance on changes to Section 125 Plans and COBRA provisions. 

Friday, 20 March 2020 07:21

The Best Resources on COVID-19

There is no doubt that navigating business and everyday life during this unprecedented time is challenging. Here at Fall River, we have been proactively gathering the most useful resources to help us make the best internal decisions and to share with our clients. We have also been conversing with the carriers to find out how they are handling the benefits situations that have arisen from the pandemic.

President Trump signed a budget deal on the 20th of December. Some highlights included expanded parental leave for federal workers, a newly-created Space Force, an increase in the smoking age, and border wall funding. The deal also contained a major repeal of health care taxes and fees.

Friday, 15 November 2019 11:40

Making Spouses Coverage Work for You

It’s renewal season, a time when we are all painfully reminded that the cost of healthcare keeps going up. In order to stay competitive, employers want to keep their benefits packages extensive and their contributions generous, but how to manage that desire against the reality of cost? One way to tackle this is by considering alternate contribution structures for spousal coverage. 

Jared Polis signed a new law in May 2019 that caps the cost of Insulin at $100 for a 30-day supply, regardless of the supply an individual requires. This is great news for the Colorado diabetic community, but critics speculate on a resulting rise in premiums as insurance companies are left to pay the balance. 

Friday, 09 August 2019 10:59

Insuring Your Bundle of Joy

Having a baby can be extremely exciting, and there are so many things to prepare for and think about! In addition to the many other things going through your mind, here a few reminders regarding insuring your new bundle of joy: 

The Patient Centered Outcomes Research Institute (PCORI) fee is due July 31, 2019 for employers with any type of self-funded plan and/or a Health Reimbursement Arrangement. The fee helps fund unbiased research that evaluates the clinical effectiveness of medical treatments regardless of the profit potential. This fee is also known as the Comparative Effectiveness Research Fee, or CERF.

Friday, 26 April 2019 13:43

Hospital Price Transparency

Beginning in 2020, the Department of Health Care Policy and Financing will be required to report annual uncompensated costs and expenditure by using data submitted by hospitals. Governor Jared Polis signed the law as part of the bigger goal to reduce health care costs.

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