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Tonya Young

Tonya Young

Tonya is our Senior Account Manager and brings eleven years of prior insurance company expertise to Fall River, having worked at Anthem Blue Cross and Great-West Healthcare (now part of CIGNA). Tonya holds a Bachelor of Science in Psychology from Texas A&M University. Originally from Minnesota, she loves the Colorado outdoors and enjoys family time with her young daughter.

Thursday, 04 March 2021 10:47

How ARPA Impacts Employers

The American Rescue Plan Act, or ARPA, was signed by President Biden on March 11, 2021. The Act allowed for various extensions related to the FFCRA’s Paid Leave and FMLA provisions, relief for Health FSAs and Dependent Care Accounts, enhanced Premium Tax Credits for Marketplace coverage, and a 100% premium subsidy for COBRA coverage for Assistance Eligible Individuals (AEIs) for the period of April 1 through September 30, 2021. What does all of this mean for employers?

Wednesday, 03 February 2021 10:59

EEOC Proposed Wellness Rules

With everything going on related to COVID, it might be easy to miss that the EEOC recently issued new proposed wellness program rules after a long period of silence regarding wellness incentives and how to handle the concerns of the ADA and GINA. However, these proposed changes are important to note for any company that has an employer-sponsored wellness program, because if finalized in their current form they may restrict the level of incentives you can use in certain circumstances.

Thursday, 10 September 2020 22:03

Health Reimbursement Arrangements: The Basics

2021 is right around the corner, and employers with calendar year plans are deciding on their benefit changes for 2021. Health Reimbursement Arrangements (HRAs) can be a great option for reducing healthcare costs while keeping employees’ benefit level the same or better. They can also help you to create greater consumerism within your plan as well as offer a way to take a small step towards self-funding your plan. A fantastic recent article (weekly wrap-up) from our national partner Alera will help you get familiar with HRAs, point out some compliance aspects to be aware of, and highlight some important factors to consider when deciding if it’s the right move for your company.

Friday, 08 May 2020 14:49

Are Your Benefits Competitive?

At Fall River we understand that during the past few months, everyone has been focused on the Coronavirus. As employers start to come up for air and tally up the financial hits from the pandemic, it’s more crucial than ever to find ways to save money and still be able to offer a competitive benefits package to employees. When was the last time you measured your benefits package against other employers?

Friday, 23 August 2019 10:42

Upcoming Webinar: Advanced Self-Funding

Many employers have benefitted greatly from having some type of self-funded arrangement where they participate in the actual claims experience of their employees with protection from catastrophic claims. At Fall River, self-funded plans are one of our major areas of expertise, and we view self-funding as a five-step spectrum, rather than just a yes/no question. Register for our Advanced Self Funding Webinar here. 

There’s no question that great technology can propel an organization forward, and we’ve worked with many companies that are either looking to implement new HRIS software or change to a platform that better suits their business needs. The rewards of improving your technology are high, but the challenges can be numerous as well. How do you effectively vet, select, and implement the right system for your organization while minimizing the headaches? 

Tuesday, 12 March 2019 15:52

Top Tips When Mixing FSAs and HSAs

As most employers know, employees who have a traditional copay-style plan can be eligible for a Flexible Spending Account (FSA) plan to cover medical expenses pre-tax. But, If the employer instead offers a High-Deductible Health Plan or HDHP, employees can contribute into a Health Savings Account (HSA) on a pre-tax basis.

But what happens when the employer offers both a copay-style plan and an HDHP?

Friday, 15 February 2019 14:44

We’ve Got Your Back!

As you know, Fall River specializes in brokering group healthcare policies for our valued clients. However, we realize that benefits are just one component of your Human Resources obligations. We have spent many years cultivating solid relationships with trusted strategic partners in other areas of your business operations.

Monday, 10 December 2018 12:09

Top Four Wellness Plan Tips for 2019

Most Employers running a wellness program already have their 2019 game plan in place. For those that don’t, or if you are just starting to implement a program, here are some top thoughts and trends to consider.

Monday, 12 November 2018 08:35

Fall River is growing!

We are very excited to announce our incredible growth in the past few years, and the addition of two new professionals to our amazing team!

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