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Juliet Fitzgibbons

Juliet Fitzgibbons

Juliet joins Fall River as an Account Executive and brings over 15 years of prior broker and account management experience. Her experience brings extensive knowledge on employee benefit programs, account management and creative cost-saving strategies and compliance solutions for employers of various sizes.

She is responsible for new business proposals, client renewals including plan benchmarking, rate analysis and mid-year reviews. She helps clients navigate healthcare systems and educates employers and employees through open enrollment meetings and day-to-day service requests. Juliet joined Fall River in 2015.

Medicare for All is a universal health care model (also known as single-payer plan) which has been developed and promoted in the past few years by Senator Bernie Sanders. This latest version is even broader, with the intent being to help more Americans access health care, especially those that are not in a traditional employment environment.

California has recently passed a new anti-harassment law that applies to employers with employees that live or work in California, regardless of what state the employer is based. SB 1343 was signed by Governor Brown, which requires employers with five or more total employees to provide sexual harassment training to all California employees (both supervisory and non-supervisory) by January 1, 2020.

On November 29th, the IRS announced an extension for furnishing 2018 IRS Forms, 1095-B and 1095-C to employees from January 31, 2019 to March 4, 2019 (IRS Notice 2018-94).

The extension, however, does not extend the due date for employers, insurers, and other providers of minimum essential coverage to file 2018 Forms (such as 1094-B, 1095-B, 1094-C and 1095-C) with the IRS. The filing due date for these forms remains February 28, 2019 for paper transmittals, or April 1, 2019, if filing electronically.

Fall River clients have complimentary access to HR360, a comprehensive online Human Resources portal designed to help you comply with employment and benefit laws in all 50 states. With HR360, you’ll find easy, step-by-step guidance on a broad range of laws and policies. Even non-clients can check it out at no cost! Learn how HR360 can make your life easier!

Employers with 15 or more employees whose wellness program include biometric testing or health risk assessments (HRAs) may need to reconsider their wellness incentives, as changes to the rules governing either of these wellness plan features go into effect January 1, 2019. 

When consumers need to access emergency health care services, they usually do not have the time nor presence of mind to determine whether a provider treating them is in-network or not. When those emergencies expose them to out-of-network providers, the provider or facility may “balance bill” the consumer for amounts beyond what the insurer paid. This out-of-network balance billing can create financial burdens and undermine the consumer’s confidence that health insurance will protect them from financial hardship.

Fall River has been growing in recent years, and we’re still looking for more awesome clients like you! In your network, we know you are connected to some great people and, so we wanted to roll out the details of our new referral program! 
 
First, thank you to Kyle Covell of Censeares Consulting for referring us to a contact of his who needed health insurance brokerage services, and received a reward for doing so! We’d like to return the favor and share that we’ve known Kyle for many years, and as a fractional CFO he can be a trusted and integrated partner in your business. He can lead your entire finance and accounting needs, freeing you to focus on growing your business. Learn more about Kyle here.

To better understand how to best connect us with potential customers and get rewarded ....
Tuesday, 20 February 2018 11:24

FMLA Tax Credit 2018

The Family and Medical Leave Act of 1993 (FMLA) provides employees of companies with 50 or more workers up to 12 weeks of protected unpaid leave annually for their own serious health condition, for the adoption or birth of a child or to care for a spouse, child, or parent who is ill. On December 22, 2017, the Tax Cuts and Jobs Act was signed into law, creating a federal tax credit for employers providing paid family and medical leave beginning in 2018 and ending at the end of 2019.

 
Tuesday, 23 January 2018 14:39

Wellness on a Shoestring

With a new year just beginning and resolutions in full swing, the idea of Well-being and Wellness jumps into the limelight once again. This time, our focus becomes on keeping this conversation going all year long in partnering with employers of all sizes in the exploration of company wellness programs.

Some employers struggle to understand how to create a wellness program with little or no budget, but it can  be done. 
Guest Article by Reagan Freed, Principal Consultant for Solvere HR Consulting
 
Sexual harassment claims are rising at an alarming rate. The need for immediate action in response to these trends should be a priority for every organization.
 
The growing “#MeToo” movement has given employees a platform to share their story and callout misconduct in the workplace. These shared experiences are prompting increased openness about discussing the issue and will continue to give employees the confidence to bring forward claims that they may not have had the courage to do so previously. If your organization hasn’t had a claim, it doesn’t necessarily mean your current work environment will be safe from future claims.  

What You Should Do Right Now. This is a critical time for organizations to take a hard look at their culture, workplace behaviors, and policies to proactively assess areas of risk. Read more for the six steps every organization should take right now to protect their employees and the organization from distracting workplace behaviors and expensive legal claims: 
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