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Monday, 01 May 2023 00:19

Family-building Benefits

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There have been shifts in the path to parenthood as many people turn to in vitro fertilization, surrogacy and egg freezing to build their families. As such, employers are responding to these modes of family-building with expanded and inclusive benefits.
Family-building benefits can support many different forms, but some of the most common include fertility treatment, donors and adoption. Family- building benefits can also include holistic support, such as emotional and mental health resources, while building a family. 
You might suggest to employees that they do the following:
• Be aware of which fertility treatments, testing and other services are covered.
• Ask if deductibles, copayments or coinsurance are consistent with those for other health benefits.
• Ask about any pre-certification hurdles or exclusions in family- building policies.
• Research in-network clinics and service providers in your area.

Encourage your employees to talk to HR if they have questions about available family-building benefits.

CLICK HERE for more helpful information.
Read 40 times Last modified on Tuesday, 02 May 2023 00:45
Kristen Russell

Kristen founded Fall River Employee Benefits as the culmination of her insurance industry career as an actuary, underwriting executive & consultant. As an Assistant Vice President at Great-West Healthcare (now part of CIGNA), she managed a $1 Billion block of health insurance. She also worked as a Senior Consultant at Reden & Anders, consulting to insurance companies and large employers throughout the country. Ms. Russell received a Bachelor of Science, Business Administration in Actuarial Science, is a member of the American Academy of Actuaries and achieved Fellowship in the Society of Actuaries through a rigorous nine-year series of exams.

Kristen grew up in Iowa but has lived in Colorado since 1993, currently living near our office in the Lower Highlands neighborhood near downtown Denver.  She enjoys bicycling, hiking, traveling and has a special passion for non-profit volunteering. She is married to an incredibly talented photojournalist, has two adult stepdaughters and an adorable Border Collie/Lab mix named Chaco.