|
2018 |
2017 |
2016 |
HSA contribution limit (employer + employee) |
Self-Only $3,450 Family $6,900 |
Self-only $3,400 Family $6,750 |
Self-only $3,350 Family $6,750 |
HSA catch-up contributions |
$1,000 |
$1,000 |
$1,000 |
HDHP minimum deductibles |
Self-only: $1,350 Family: $2,700 |
Self-only: $1,300 Family $2,600 |
Self-only: $1,300 Family $2,600 |
HDHP maximum out-of-pocket amounts (Deductibles, co-payments and other amounts, but not premiums) |
Self-only: 6,650 Family: $13,300 |
Self-only: $6,550 Family $13,100 |
Self-only: $6,550 Family $13,100 |
* Catch up contributions can be made any time during the year the HSA participant turns 55. |
Kristen founded Fall River Employee Benefits as the culmination of her insurance industry career as an actuary, underwriting executive & consultant. As an Assistant Vice President at Great-West Healthcare (now part of CIGNA), she managed a $1 Billion block of health insurance. She also worked as a Senior Consultant at Reden & Anders, consulting to insurance companies and large employers throughout the country. Ms. Russell received a Bachelor of Science, Business Administration in Actuarial Science, is a member of the American Academy of Actuaries and achieved Fellowship in the Society of Actuaries through a rigorous nine-year series of exams.
Kristen grew up in Iowa but has lived in Colorado since 1993, currently living near our office in the Lower Highlands neighborhood near downtown Denver. She enjoys bicycling, hiking, traveling and has a special passion for non-profit volunteering. She is married to an incredibly talented photojournalist, has two adult stepdaughters and an adorable Border Collie/Lab mix named Chaco.