Partially self funded plans are benefit plans that look and feel like a traditional health insurance plan. If they are structured properly, there is little or no risk to the employer with a significant potential to gain in a given year.  These plans can often offer a better value and price than fully-insured plans because they are not subject to all of the rating requirements of the ACA.  There are also plans available that let employers “dip their toes” in the waters of self funding to get a feel for what their claims experience might look like. 

Not sure if partial self funding could benefit your organization?  You’re in luck.   Fall River’s 2015 Feasibility Study analyzes the advisability for groups of different sizes and locations to become partially self-funded or whether groups already self-funded should be moving up or down the spectrum when it comes to risk continuum. We do all the due diligence for you.

We utilize our self funding expertise and our in-house actuarial tools to evaluate each scenario and present you with an analysis specific to your organization, at no cost to you. In addition, the results will be summarized with no company names and presented at the CO-SHRM conference on Friday, October 2nd in Keystone.  

A short survey will determine if you are eligible. If so, we will contact you to schedule the review and provide a checklist of required documents.  If you would prefer to analyze these options next year, we would invite you to sign up in advance for our 2016 study beginning early next year. 

For more information on the Feasibility Study, please contact Juliet Fitzgibbons at This email address is being protected from spambots. You need JavaScript enabled to view it..