5 Advantages

Fall River Advantages

Better Benefits
for Less Money^SM

You’ll get a custom road map to better benefits your employees will love, for the same or less than you pay today, along with proven strategies that reduce trends over time.

Worry-Free
Compliance

Navigate with confidence through your benefits compliance and other HR obligations with our expert guidance and tools. We help identify red flags before you get audited.

Seamless Enrollment
and Onboarding

Use our seamless Online Enrollment and Onboarding technology at no cost, or let us do the work to help you find your ideal technology partner.

Year-Round
Concierge Service

Enjoy concierge-level service all year-round with a dedicated Account Management team proactively managing your renewal, compliance, wellness strategy, and anything else you need.

Expert Negotiation
and Leverage

We bring a deeper level of expertise, with in-house actuaries and underwriting experts to negotiate effectively with your carriers and build proprietary solutions other brokers don’t have.

We hear from many companies that they are tired of unexplained healthcare renewal increases year after year. Benefits are most companies’ 2nd or 3rd largest expense, and employers come to us so frustrated with not having a better game plan to manage this huge cost.

Fall River guides our clients with tools and strategies that help them fight back against high healthcare renewals and that deliver Better Benefits for Less Money℠. This enables them to hire and keep the talent they need to succeed.

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You Need a Gameplan that Works

Mid-sized businesses in Colorado are seeing their healthcare renewals skyrocket faster than inflation year after year. We help you fight back by identifying immediate savings without cutting benefits, and by teaching you strategies to keep future trends under control. Companies are using these savings to shore up their bottom line, reduce employee contributions, or make their benefits even richer.

Expert Consult

You get a free 30 minute consult with an expert where you learn if savings are likely based on your unique plans, challenges, and constraints.

Strategy Development

You’ll receive valuable benchmarking and strategies resulting in significant savings from the Better Benefits for Less Money^SM Process.

Deploy the Savings

Reap the savings, then decide whether to direct them to improving the bottom line, to better benefits, or both!

There is NO COST for the Better Benefits for Less Money℠ Process for Colorado companies with 50-1,000 employees enrolled in benefits. If your organization isn’t based in Colorado, let us know where your headquarters is located, and we can partner with your local Alera office to bring you the same great strategies.

If you decide to work with Fall River as your advisor, we’ll implement the immediate savings from your chosen scenarios, and help you build a three-year action plan to bend your healthcare trends going forward using research-proven strategies.

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What Clients Say

Our Better Benefits for Less Money^SM process has saved clients millions of dollars over the years.
But don’t take our word for it! Here’s what some of our clients have to say.

“Fall River not only makes dealing with health benefits and enrollments easy, they go above and beyond to keep me informed so I never have to worry about something that would put my company at risk for being non-compliant. They have gone far above any broker or other vendor partner that I have ever worked with in so many ways.”

-Tracey Pollard, HR Manager, Injoy Health Education

“Fall River has proven not only to be extremely knowledgeable and comprehensive, but their continued attentiveness is a quality that is hard to find. Every year I am taken back by the outstanding service provided by them.”

-Cindy Ferguson, Controller, Denver Mart

“ We have been a client of Fall River since 2015 and I cannot say enough positive things about Kristen and the team. I don’t think we have stumped Fall River yet.”

-Jennifer Sadler, HR Manager, E2 Consulting Engineers, Inc.

Recent Blog Posts

Gobble up These Tip on Surprise Medical Bills
Have your employees ever sought medical care and later found that their medical bill was higher than expected? They may have felt angry and upset at this sudden and unexpected financial burden and come to you for help and explanation.

The two reasons this typically happens are:
- Services were provided at an in-network facility by an out-of-network provider
- Emergency services were performed out-of-network
The good news is that effective January 1, 2022, a No Surprises Act went into effect to protect you and your employees from these surprises. This act bans surprise bills for most emergency services, non-emergency services from out-of-network providers at in-network facilities, and service from out-of-network air ambulance service providers.

Remind your employees that they can take the following steps if they receive a surprise bill
- Review invoices for any billing errors
- Contact the billing department to correct and issue a new bill
- Contact your Client Manager
If you have any questions, please reach out to your Client Manager.

You may share the educational documents linked below with your employees.
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HR Toolkit: Workplace Well-being

Many employers are now focused on total wellness or well-being, to include all facets of employee health, not just physical health. This can produce a well-rounded workforce and help improve productivity, employee morale and customer service.

This toolkit includes information on the main facets of well-being

Physical
Mental
Financial
Social

CLICK HERE to download the toolkit.

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