Tired of Subsidizing Your Competitors?
GET THE RATES YOU DESERVE WITH PARTIAL SELF FUNDING

Increasingly, employers with 25 or more employees are taking advantage of partially self funded arrangements. This benefit strategy enables healthy employers to pay less for the same coverage and stop subsidizing their competition.

Self funding means employers pay their group’s actual healthcare claims as incurred, instead of paying fully insured premiums. Stop loss insurance protects employers from large claims on any one individual or on the group as a whole.

For those employers who haven’t previously worked in a self funded environment, we don’t recommend it as a quick fix to save costs in one year. When properly implemented and for the right group, self funding can be a wonderful paradigm shift enabling greater control and cost savings than the fully insured market allows.